First class support

Your insurance covers selected serious illnesses within four coverage areas and covers treatment, examination and hospitalisation as well as travel and accommodation expenses for both you and a companion.

Coverage also includes a second opinion - a medical assessment of your diagnosis and treatment plan.

The specific conditions are described in the terms and conditions of your insurance. We encourage you to read the terms to ensure you are informed about the content and scope of your coverage.

The insurance sum is EUR 1,000,000 per person per year and EUR 2,000,000 per person during the insurance period.

Guide: Choose the right Health Insurance for you

We have created a quick guide to help you find the health insurance that suits you. Our goal is simple: to guarantee your health and provide security, regardless of your needs and where you are in life.


Critical Advantage

Policy holder: 148 DKK monthly
1.770 DKK annually 

Children (0-27 years): 148 DKK monthly
1.770 DKK annually

The price is incl. 1,1 % statutory non-life insurance fee.
Additionally, 40 DKK per policy is charged on behalf of the Danish Guarantee Fund.

Product information IPID (PDF)   -   Terms and Conditions (PDF)

The insurance includes

Medical and surgical treatment

The insurance covers examination and treatment of illnesses within four areas:

  • Cancer
  • Cardiovascular disorders
  • Neurosurgical disorders
  • Transplants.

Treatment at a clinic abroad

Once the claim has been approved and the right treatment centre has been found, we coordinate and book the trip, and we also arrange transport to and from the treatment centre.

Post-treatment care

Medical post-treatment care will generally take place in the country of residence.

Examinations during treatment abroad

  • Doctor's visit
  • Laboratory tests
  • Imaging examinations (X-ray/scanning)
  • Medication and blood transfusions
  • Radiotherapy.

Second opinion

The insurance covers an impartial assessment and specialist examination within the four treatment areas.

Travelling companion during your stay abroad

The insurance covers accommodation and travelling expenses for one companion. If the patient is a child, accommodation and travelling expenses for two companions are covered.

Ambulance transport

If necessary, recumbent transport or ambulance transport can be arranged.

The insurance does not cover

For an overview of the detailed provisions and limitations, please refer to the terms and conditions of your insurance, which you can also access on the website.

  • Tumours associated with AIDS
  • Skin cancer in very early stages
  • Coronary artery disease that requires treatment other than bypass (e.g. stent or angioplasty)
  • Liver disease due to alcohol abuse
  • Autotransplantation (e.g. own skin)
  • Organ transplant from a deceased donor
  • Stem cell therapy
  • Assistive devices (e.g. prosthetics, orthotics or wigs).

What our customers say

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