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Terms and Conditions

How am I covered?
The insurances are made up of some basic and optional elements. If you are already a policyholder today, the easiest way to get an overview of your exact coverage is to log on to your own user profile under “My DS Health” and look at the page “Coverage & Terms”.

The General Terms – Health Insurance & Health Scheme
As the insurance companies Europæiske Rejseforsikring A/S, AmTrust Europe Limited and AXA France Vie, Paris Trade and Companies deliver the underlying insurance coverage, the terms are found in 3 versions – the content is the same, however.

Click on one of the three insurance companies below to see the related terms and conditions.

Inquiry regarding a claim reported prior to January 1, 2019?
The terms and conditions in effect until the end of 2018 can be accessed here