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Terms and Conditions

How am I covered?
The insurances inlude basic and optional elements. If you are already a policyholder, the easiest way to get an overview of your exact coverage is to log on to your own user profile under “My DS Health” and look at the page “Coverage & Terms”.

The General Terms – Health Insurance & Health Scheme
As the insurance companies Europæiske Rejseforsikring A/S, AmTrust Europe Limited and AXA France Vie, Paris Trade and Companies deliver the underlying insurance coverage, the terms are found in 3 versions – the content is the same, however.

Click on one of the three insurance companies below to see the related terms and conditions.


Improvements 1st January 2020
The insurance terms & conditions have been revised with several improvements that will be in effect from 1st of January 2020. Access the summarized improvements here.